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Published on:

15th Feb 2026

[Series 6] 10, Mutual Fund Distributions

This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and CFP designation. He is passionate about opening up information to help everyone prepare better for financial certification exams. This episode covers content for the Series 6 Exam. In this episode you will learn: - The difference between a mutual fund's dividend distributions and capital gains distributions. - Why both dividend and capital gains distributions are taxable in the year they are received, even when they are reinvested. - The critical rule that capital gains distributions from a fund are always taxed as long-term gains to the shareholder. - How a mutual fund's ex-dividend date works and why the Net Asset Value (NAV) drops by the distribution amount. - The definition of "selling a dividend," why it's a prohibited practice, and how it creates a tax liability without any economic benefit. For more resources visit https://open-exam-prep.com/ and connect on LinkedIn at https://linkedin.com/in/chenran818

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About the Podcast

Open Exam Prep
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Open Exam Prep: Mastering Financial Exams

The path to becoming a certified financial professional is known for its difficulty, and finding high-quality, accessible study material shouldn't be the hardest part.

Created by Ran Chen—an AI application enthusiast, Financial Advisor, and holder of the EA (Tax), Life Insurance, Series 6/63/65, and CFP® designations—this podcast was born from personal experience. Having navigated these challenging exams himself, Ran realized the need for better resources and created Open Exam Prep as a free solution for aspiring professionals.

Each episode breaks down complex major exam topics into clear, digestible lessons, covering everything from tax planning and estate strategies to retirement solutions and investment principles. Whether you’re studying during your commute, workout, or downtime, we are here to guide you—one question, one topic, one victory at a time.

Visit for more content: https://open-exam-prep.com/
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